Laina services creates a possibility for MNO subscribers, private and government sector employees to purchase devices of their choice through payment plan of 3 - 6 months. Our scoring engine checks for affordability and make instant decision allowing consumers to leave with the device immediately after paying the down payment.
At Laina Finance, we offer both Sharia compliant loans and Conventional loans.
Standard
loans
Are mortgage free loans which can be repaid up to 6 months
No Risk sharing
Loan has Riba
Late repay fee
Sharia compliant
loans
These are loans that adhere to Shariah (Islamic law).
Risk sharing
No Riba
Late repayment fees goes to charity
Finance helps companies manage payments easily.
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