Laina Finance

We offer solution to all your financial problems.

Laina services creates a possibility for MNO subscribers, private and government sector employees to purchase devices of their choice through payment plan of 3 - 6 months. Our scoring engine checks for affordability and make instant decision allowing consumers to leave with the device immediately after paying the down payment.

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loans
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Insurance
premium financing
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Cash loans
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At Laina Finance, we offer both Sharia compliant loans and Conventional loans.

Standard

Conventional

loans

Are mortgage free loans which can be repaid up to 6 months

  • No Risk sharing

  • Loan has Riba

  • Late repay fee

Sharia compliant

Islamic

loans                                                  

These are loans that adhere to Shariah (Islamic law).

  • Risk sharing

  • No Riba

  • Late repayment fees goes to charity

Our customer channels

How to reach our services

Dial our USSD

*150*47#

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Download our easy to use mobile app!

Customer App
You will get a credit card that will allow you to pay on anywhere.


Laina Business App
Sell to your customers on credit, get paid while Laina will handle the risk.