Laina services creates a possibility for MNO subscribers, private and government sector employees to purchase devices of their choice through payment plan of 3 - 6 months.
Our scoring engine checks for affordability and make instant decision allowing consumers to leave with the device immediately after paying the down payment.
Currently Laina Finance is in collaboration with Vodacom Tanzania Plc which makes it possible for all Vodacom subscribers to be eligible for the service however terms and condition apply. The main defining criteria is affordability and reliability on the network, the more you use mpesa for payments the higher the limit, the more you pay your debts on time the higher the limit. Unpaid debts, fraudulent activities and long past dues on your other debts registered by Banks and other institutions on Credit Bureau will cause a rejection to access Laina services.
For salaried personnel’s from private and government sector, payment plans are accessible even for the purchases of home appliances and electronics, independent from mobile network you have subscribed into.