Laina is a finnish word for a loan
Facilitates financing options to customers who cannot settle full amounts at once allowing them to pay a minimal % while Laina tops up the balance with the resellers thus allowing the customer to pay back over a period of 3-6-12months.
No, Laina doesn’t have shops of their own but we work with various suppliers in different regions to ensure that customers get quality goods and services with viable warranties.
Upon scoring consent, customers know what they qualify for in a matter of 60seconds.
Laina finances different types of electronic devices for example mobile phones, laptops,POS machines and any products or trade financing for various customers.
Our customers are both individuals and companies that have a good credit history.
In order to know shops location please download our application or visit the Laina website or call our support call center number Application :Google store -> Laina Finance Website : www.lainafinance.com/shop-locations Support Number : 0746 821 402
Yes we do, available in our mobile application or website.
We avail finances from as low as 50,000 to 3m TZS depending on the customers credit score record.
Yes, it is your right to receive a receipt before exiting the shop.
Yes, the top up amount will be paid directly to the retailer.
The payment options vary from as low as 20%-40% upfront deposits of the total device amount for a period of 3,6 and 12 Months.
A penalty of 10% on a weekly basis accumulates from outstanding loans until the full amount is cleared.
We allow payment before your deadline and this is recommended because it boosts your credit score and allows you to upgrade to even better devices and you can also get other loans from other institutions.
Your payment is due 30days from the initial date of paying your first installment.
Yes, you can pay the instalments through any MNOs mobile wallets, details available below.
You will be allowed to go for another device after paying off in full the loan you owe.
Your good credit score allows you to qualify for higher amount loans from different institutions.
The reseller is responsible and we only finance items that have warranty of 12 months minimum.
Yes, we urge you to take good care of your financed device and settle full loan amounts.
Your information will be reported to the credit bureaus and the Central Bank of Tanzania which will ruin your credit score(reputation) and will not access and loan from any institution or Mobile network operator in Tanzania.
Yes, the call center support number is 0746 821 402 or email queries at email@example.com